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Your whole portfolio,
under your control.

Cadances is a portfolio tracker. It tracks your stocks, ETFs, bonds, crypto and commodities, and reports their performance, dividend income, tax exposure and allocation drift.

Your portfolio,
from every angle.

Dividend tracking

Track your dividends.
See what's coming next.

Track dividends received, expected payments and how your income is spread across the year.

Dividend calendarSeptemberSynced
Payment dateEx-dividend date

Next 40 days

5 payments, €296.00 gross

Example
  • 11SepPGProcter & Gamble€27.80net, today
  • 04OctJNJJohnson & Johnson€113.90net, in 23d
  • 08Octest.ORealty Income€91.80net, in 27d

Ex-date and pay date

Johnson & Johnson

  1. Ex-dividend date17 Sep
  2. 18 days later
  3. Payment date05 Oct

Own the share before the ex-dividend date to receive the payment. Both dates appear on every holding you own.

Portfolio performance

Track your portfolio's performance
against the market.

Compare your returns with the S&P 500 and MSCI Europe. See time-weighted and money-weighted returns alongside risk measures.

Cumulative total return

Sep 24 to Sep 26 · 104 weeks

Your portfolio+35.9%S&P 500+27.0%MSCI Europe+18.1%

Calendar-year returns

vs S&P 500
Your portfolioS&P 500

Top winners

By € P/L
TickerP/L €Return
NVDANVIDIA+€1,284+62.4%
MSFTMicrosoft+€862+29.8%
ASMLASML Holding+€517+21.6%
PGProcter & Gamble+€244+9.3%
Risk and allocation

Understand your portfolio risk.
Track your allocation.

Review holding safety scores and check your portfolio against the allocation limits you set.

Dividend safety

4 holdings
  • Coca-ColaA
  • S&P 500 ETFB
  • Realty IncomeC
  • VodafoneF

Use safety scores to identify holdings that need a closer look. They do not predict dividend cuts.

Allocation rules

  • Each sector no more than 30%On trackTechnology25.8%4.2% of headroom
  • Each holding no more than 10%BreachedNVDA10.5%0.5% over the limit
1 ok1 breached

Diversification

15 holdings
69/ 100Reasonably spread

Held back byUnited States 53% of value

Investment tax

Estimate your investment tax
and identify potential reclaims.

Tax estimates for 34 countries of residence. Elite and Ultimate include pre-filled official forms where supported.

Projected declaration

tax year 2025
  • 2DCGross dividends18 payments, 4 countries€5,152.40
  • 3VGCapital gains on sales3 sales€1,240.00
  • 2ABForeign tax creditReclaimable€469.17
Ready to check and file
Net kept€4,273.23
Exports

Tax documents for
your accountant.

  • PDFTax overview 20261.2 MB
  • PDFTax form 2042310 KB
  • XLSXTax pack workbook840 KB
  • CSVDividends and gains96 KB

Why investors choose Cadances

  • Tax savings

    Too much tax withheld?
    Check the treaty rate.

    Find withholding tax you may be able to reclaim.

  • All in one place

    All your accounts.
    One clear overview.

  • Gross€1,240
    Foreign tax-€186
    Residence tax-€162
    You keep€892
    What you keep

    Your dividend income,
    with tax estimated.

  • EX-DIVIDEND TOMORROW
    Coca-Cola · €0.48
    PAYMENT DATE · TODAY
    3 dividends · €184
    Dividend calendar

    See upcoming dividends
    and expected payment dates.

  • 42/100
    Cut riskPayout 96% of earnings
    Dividend safety

    Spot dividend risk.
    Know where to look closer.

    • No holding over 5%On track
    • No sector over 25%Near limit
    • Crypto under 5%Breached
    Stay balanced

    Set allocation limits.
    See when you exceed them.

Choose the plan that
fits how you invest.

No hidden conditions and no sales calls. Cancel at any time. Every account starts on the Free plan, with no credit card required.

Free
Free

One portfolio, tracked for free.

  • 1 portfolio, up to 15 holdings
  • Watchlist of up to 1 tickers
  • Calendar, 12-month forecast, multi-currency
  • Performance vs benchmarks, diversification
Lite
$6.99/ month

Unlimited holdings and broker sync for one portfolio.

  • 1 portfolio, unlimited holdings
  • Watchlist of up to 5 tickers
  • Calendar, 12-month forecast, multi-currency
  • Performance vs benchmarks, diversification
  • Broker sync
Elite
$29.99/ month

Tax reporting, alerts and priority data for advanced investors.

  • 10 portfolios, unlimited holdings each
  • Watchlist of up to 20 tickers
  • Withholding report and tax filing
  • Dividend & risk alerts
  • Priority data
  • Up to 20 automation rules
Ultimate
$49.99/ month

Everything in Elite, with our highest limits.

  • Everything in Elite
  • Unlimited portfolios and holdings
  • Watchlist of up to 50 tickers
  • Unlimited automation rules

Supported brokers

Discover Cadances

Annual dividend calendar

Your dividend year on a single page.

Ex-dividend and payment dates for the next 12 months, with estimates where dates are not yet announced.

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Income distribution

See how your income is spread across the year.

Spot months with little or no dividend income and see how regular your payments are.

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Reports

Weekly, monthly and annual portfolio reports.

Review your returns against the market, dividends received and risk measures for each completed period.

WeeklyMonthlyAnnual
You+3.4%
S&P 500+2.3%
MSCI Europe+1.6%
Alerts

Keep up with changes in your portfolio.

Get alerts for ex-dividend dates, dividend cuts, concentration and potentially reclaimable tax. Search your inbox, snooze alerts or mute them.

KO ex-date in 2 days
Ex-dateCoca-Cola · €48.20
VOD cut its dividend by 40.0%
DividendVodafone · €0.045
NVDA is 22% of your portfolio
ConcentrationNVIDIA · €12,480

Coming soon

Your portfolio,
on your phone.

iOSAndroid
9:41
Tracker
Holdings
Calendar
Income
Prices delayed 15 minutes. Learn more
By next pay-date
AppleAAPL
€201.56 0.93%
MicrosoftMSFT
€492.27 0.44%
Realty IncomeO
€55.18 0.63%

Start tracking your
portfolio today.

Start with a free account, no credit card required. Add your holdings or import a broker file. Cancel a paid plan at any time.

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